Car insurance - breakdown cover

Our Breakdown Cover is a peace-of-mind package provided by the RAC including Home-Start and Get You Home Service.

When something goes wrong with your vehicle, you often need specialist help. However, call out fees, motorway tow truck rates and minimum charges by garages can be very costly. It can also be difficult to locate a breakdown service when you need one.

When you take out our Breakdown Cover, you will get help from our operators who are on standby 24 hours a day, 7 days a week, alerting mobile units within minutes of your call. You won't have to pay for emergency call-out and all labour at the scene is free - you only have to pay for parts.

Unlike some other breakdown cover, this motor assistance policy applies to the vehicle, no matter who is driving, and it extends to any caravan or trailer you may be towing at the time.

In summary, yesinsurance.co.uk breakdown cover, which is provided by the RAC, offers you:

Roadside assistance

Call us anytime and we will send an RAC mobile mechanic to wherever your vehicle is stranded.

Roadside repairs

Whenever possible, an RAC mechanic will fix the fault or problem on the spot. There is no charge for labour, only for parts used.

Towing service

With our breakdown cover, if your vehicle is immobilised, it will be towed to a destination of your choice within 10 miles or to a nearby garage.

Get you home service

In the event of a breakdown, you and your passengers will have the choice of onward transportation to anywhere in the UK or, if appropriate, hotel costs of up to £150 per person (maximum £500).

At home

With yesinsurance.co.uk breakdown cover, an RAC mechanic will do their best to get your vehicle going, even if it is parked at or up to ¼ mile away from your home.

Our Breakdown Cover provides you with the help you need in case something goes wrong with your vehicle.

Subject to the terms and conditions of the yesinsurance.co.uk Breakdown Cover.

If you are unlucky enough to breakdown, the following tips may be useful.

On The Motorway:

  • Stop on the hard shoulder or, if there isn't one, as far to the left as possible. You should also turn your steering wheel to the left so that in the unlikely event someone should bump into your car, it does not get pushed into the road.
  • Make sure you put your hazard lights on.
  • Find the nearest emergency telephone or call the police.
  • If another vehicle or driver approaches you, pass their details on to the operator and tell the driver that you have done this. If they are just trying to help they will understand.

It is generally safer to get out of the vehicle but remember to:

  • Only use the doors nearest the verge.
  • Keep clear of the vehicle and well onto the verge.

On Other Roads:

  • Try to find a safe place to stop, like a verge or gateway, if you can keep going.
  • If you can, try and stop near a building where you might be able to get help.
  • If there is fast-moving traffic then you are safer out of the vehicle.
  • Remember to put your hazard lights on.

With yesinsurance.co.uk breakdown cover, you can benefit from a comprehensive breakdown assistance support to make sure you get to where you're going.