Car insurance with motor legal protection
Our Motor Legal Protection* is designed to help you protect your legal rights.
* also known as Uninsured Loss Recovery
Even in the case where an accident is not your fault, no car insurance policy will cover all your losses. Motor Legal Protection can cover certain costs which you may face when trying to recover your uninsured losses.
When you take out our Motor Legal Protection, we will try to recover these losses for you and, if you need to take legal action, we will find and pay for a lawyer to represent you.
Uninsured losses include the following:
- medical fees
- loss of earnings
- out of pocket expenses
- compensation if you are injured and compensation for your family if you are killed
- repair costs if you do not have comprehensive insurance cover
- your policy excess under your comprehensive motor insurance policy
- reasonable hire charges for a replacement vehicle while yours is being repaired
- compensation for you not being able to use your vehicle
- compensation for damage to your clothes, luggage or personal belongings.
Our Motor Legal Protection cover also offers you a replacement vehicle (for 48 hours - subject to availability) if your car is immobilised after an accident which is not your fault.
As well as attempting to claim back your losses, we can also look to provide you with a hire car, subject to terms and conditions. The costs of this will also be recovered from the responsible party.
Note that this cover is not included on a standard yesinsurance.co.uk car insurance policy; it is only applicable if you have added Motor Legal Protection.
Our Motor Legal Protection gives you the extra security that makes all the difference.
Subject to the terms and conditions of the yesinsurance.co.uk Motor Legal Protection policy.
